Buy now pay later Singapore is the smarter way to own the latest iPhone or Samsung without the heavy upfront cost. At OH Mobile Tech, we make it possible to walk out with a new phone today and spread the cost into easy monthly payments. Whether you want the latest flagship or a budget-friendly device, our phone installment plans are simple, transparent, and designed for Singapore customers.
In Singapore, most people think of installment phones as a telco-only option, tied to long contracts. But that’s no longer the case. Buy now, pay later services let you choose your phone outright, keep your freedom to switch SIM plans, and still pay over time.
With OH Mobile Tech, you can:
Pick any device from our store — from iPhones to Samsung to budget Androids.
Choose an installment plan that works for your budget.
Use GrabPay Later or major bank instalments for flexible monthly payments.
Trade in your old device to reduce your upfront cost even more.
Atome is one of the most popular BNPL services in Singapore. It lets you split your purchase into three equal payments over two months with 0% interest.
How it works at OH Mobile Tech
Download the Atome app and set up your account.
At checkout, select Atome as your payment method.
Pay one-third upfront, then the remaining two-thirds are automatically charged every 30 days.
Atome works well for customers who want short-term installments with no extra fees. The approval is quick, and you don’t need a credit card — just link your debit or credit card inside the Atome app.
GrabPay Later is another flexible payment method built right into the Grab app. It’s widely used in Singapore because many people already use Grab for rides, food, and payments.
How it works at OH Mobile Tech
Open your Grab app and activate GrabPay Later.
Choose to pay in four monthly installments or defer your full payment to the next month.
Use GrabPay Later when you check out with us — both online and in-store.
GrabPay Later is convenient if you already use Grab daily. The monthly breakdown is clear in the app, and you earn GrabRewards points on your purchases. It’s ideal for bigger-ticket phones when you want more flexibility beyond Atome’s 3-payment plan.
Atome: Best for quick 3-part payments with no commitment beyond 2 months.
GrabPay Later: Better for spreading your payments across four months, tracking inside the Grab app, and earning GrabRewards points.
Both options give you freedom from telco contracts and let you enjoy your phone immediately while managing your budget. At OH Mobile Tech, we support both, so you can pick the plan that works best for you.
Not all buy now pay later offers are the same. Here’s why shoppers in Singapore prefer OH Mobile Tech.
Our plans are independent of telco bundles. You keep your SIM-only plan or pick a cheaper data plan.
We show you the exact breakdown before checkout. No hidden fees, no small print that surprises you later.
Prefer to split your payments through GrabPay Later? We support it in-store and online, giving you extra flexibility.
Bring in your old phone and we’ll give you instant credit. Many customers cut S$200 to S$500 off their total price this way.
Every phone we sell is a Singapore set with a valid warranty. You get peace of mind and full after-sales support.
Select from our full range — iPhone, Samsung Galaxy, or other brands.
Bank installment: 0% interest plans with major banks
GrabPay Later: quick approval through your Grab app
Split payment in-store: flexible plans arranged on the spot
Get an instant valuation and use it as a down payment.
Walk out with your new device the same day.
Students who need a laptop replacement or a new phone for school but want manageable monthly payments
Young professionals who prefer keeping cash flow flexible without skipping on the latest tech
Families upgrading multiple devices at once
Frequent upgraders who trade in every year and use installments to balance cost
Telcos often advertise phones at S$0 upfront but monthly bills add up. Over 24 months you often pay more than retail. At OH Mobile Tech, you buy the phone directly and pair it with any SIM-only plan. That usually saves you money long term.
If you already have a card with an eligible bank, you can split your payment with no interest.
Quick, app-based approval. Popular among younger customers who already use Grab for rides and food.
Not always. If you use GrabPay Later, you can split payments through your Grab app without a credit card.
Yes. Bring your phone to our store or check online for instant valuation. The trade-in credit applies directly to your purchase.
No. We show you the total cost upfront. With 0% bank installments and GrabPay Later, you know exactly what you’ll pay.
Any phone in our store. From the newest iPhone to budget Androids, all are eligible.
Telcos lock you into a plan. At OH Mobile Tech, you buy the phone directly and keep full freedom over your SIM plan.
Wide range of devices — iPhone, Samsung, Huawei, Oppo, more
Accessories included — grab a case, screen protector, or Apple iPad keyboard 11-inch when you check out
Dedicated support — we help you set up your phone, transfer data, and explain warranty coverage